Find Doctors With Transparent Pricing

Absolutely. Cash-pay doctors cut out insurance billing entirely—no claims, no coding, no staff just for paperwork. This reduces overhead by 40%+, and they pass savings to you. It's the same model used by Surgery Center of Oklahoma and many top physicians nationwide.

Cash-pay services are typically paid out-of-pocket with transparent upfront pricing. However, many patients pair cash-pay doctors with a high-deductible health plan or health sharing ministry for catastrophic coverage—and often save money overall. Some HSA/FSA accounts can be used for these services.

We list all types of cash-pay providers: primary care, specialists, surgeons, mental health providers, dentists, and more. These doctors offer transparent pricing without insurance—whether per-visit, membership-based, or bundled procedure pricing.

Concierge medicine typically costs $2,000-$10,000/year and often still bills insurance. Cash-pay practices are generally more affordable and don't involve insurance at all. You get transparent pricing and personalized care without the premium price tag.

Yes! Adding a cash-pay doctor doesn't affect your other providers. You keep your existing specialists, hospitals, and insurance. Many cash-pay doctors actually have better relationships with specialists and can get you faster referrals.